"Jake - Has Bad Luck So You Don't Have To" (murdersofa)
10/31/2018 at 09:34 • Filed to: None
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"Jake - Has Bad Luck So You Don't Have To" (murdersofa)
10/31/2018 at 09:34 • Filed to: None | 0
| 11 |
After three back-and-forths with the insurance company they’re insisting my car is only worth $4400. After my last email the response is a boilerplate “I will be out of the office” thing that contains the original incorrect appraisal (missing several options) and they STILL have not responded to my request for a buyback amount. Yaaaaaaaaaay.
WilliamsSW
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 09:45 |
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Ugh. Insurance companies suck. As does KBB and their ilk - they tend to undervalue anything interesting or old.
Good luck!
404 - User No Longer Available
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 09:55 |
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I was actually worried last time insurance was going to total my Solstice when I was rearended. The bumper refinish alone was like $2k (but I made them give me new one) , not including the rental.
VMR says my Solstice was worth $6000 at the time wholesale , down to $4850 right now. But good luck finding anyone willing to sell less than $10k, no one really listing for that much unless it has like a bajillion mileage.
Arrivederci
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 10:01 |
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Bummer, we went through the same thing this time last year. Wife was rear-ended on the highway, totalling her Rogue. We subrogated the claim through our insurance company and they gave us a value I considered decent, but low for her Rogue. I did a metric ton of research and presented it to them, basically resulting in them putting their fingers in their ears ignoring me.
What it boils down to is they insist they only pay actual cash value, which isn’t what a car actually costs to buy (makes sense, right????), but essentially what your car’s black book value is. It’s fucking bullshit.
Long_Voyager, Now With More Caravanny Goodness
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 10:08 |
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Makes me happy my insurance still values my van around $3500.
Good luck.
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Jake - Has Bad Luck So You Don't Have To
> Arrivederci
10/31/2018 at 10:21 |
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Yeah. I still don’t understand what sort of horseshit “Actual cash value” is. How is that the actual value if that’s not what it costs to buy one?
Spamfeller Loves Nazi Clicks
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 11:39 |
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When the insurance company starts ghosting you is when you get an attorney.
Dr. Zoidberg - RIP Oppo
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 11:50 |
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Insurance blows. Call me crazy, but it’s almost like they arbitrarily under-value cars in order to minimize their payouts and maximize their profit margins.
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Jake - Has Bad Luck So You Don't Have To
> Dr. Zoidberg - RIP Oppo
10/31/2018 at 12:05 |
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CCC... a company that insurance companies use to appraise cars, but they only appraise cars for insurance companies and are notorious for lowballing.
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Dr. Zoidberg - RIP Oppo
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 12:09 |
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When Safeco totaled my civic, the payout was a joke. All the damage they cited that brought down the value was ALL THE DAMAGE THAT WAS CAUSED BY THE WRECK. I asked if I could get the stereo, they said yes. Two days later, they said the missing stereo lowered the car’s value by $250.00
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Jake - Has Bad Luck So You Don't Have To
> Dr. Zoidberg - RIP Oppo
10/31/2018 at 12:19 |
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week old tires that were $400 raised the value by $90
A worn driver’s seat with a couple popped stitches
lowered the value by $170
Fuck insurance companies, man.
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Dr. Zoidberg - RIP Oppo
> Jake - Has Bad Luck So You Don't Have To
10/31/2018 at 12:21 |
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Yep, they “start” the value at the lowest base, then begin their deductions from there. If something ever happened to the Lexus, I wonder if they’d even offer 4.